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	<title>Life Monies &#187; Mindset</title>
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		<title>Covey Class 101 – Why Self Change is Important to Happiness</title>
		<link>http://www.lifemonies.com/covey-class-101-%e2%80%93-why-self-change-is-important-to-happiness/</link>
		<comments>http://www.lifemonies.com/covey-class-101-%e2%80%93-why-self-change-is-important-to-happiness/#comments</comments>
		<pubDate>Tue, 25 Aug 2009 23:07:42 +0000</pubDate>
		<dc:creator>LM</dc:creator>
				<category><![CDATA[Mindset]]></category>
		<category><![CDATA[covey]]></category>
		<category><![CDATA[happiness]]></category>

		<guid isPermaLink="false">http://www.lifemonies.com/?p=40</guid>
		<description><![CDATA[
Covey has a nice style. He attacks what he is doing with conviction and does not settle for a half explained theory. I am thoroughly enjoying his book. He explores the 7 habits that he has found successful people utilize. 
The self-development industry is massive and always will be. Covey studied 200 years of it’s [...]]]></description>
			<content:encoded><![CDATA[<blockquote>
<p class="MsoNormal"><span>Covey has a nice style. He attacks what he is doing with conviction and does not settle for a half explained theory. I am thoroughly enjoying his book. He explores the 7 habits that he has found successful people utilize. </span></p>
<p class="MsoNormal"><span>The self-development industry is massive and always will be. Covey studied 200 years of it’s history and found two things. You can work on the Inner Self and the Outer Self. A lot of guidance ‘out there’ is for external superficial techniques that may work short-term but will fail over time. Let’s talk about you.</span></p>
</blockquote>
<p style="text-align: center;"><img class="aligncenter" src="http://i285.photobucket.com/albums/ll72/sweeteebucket/smile.jpg" alt="" width="468" height="380" /></p>
<h3><strong><span>The Meaning of Life is to be Happy<span id="more-40"></span><br />
</span></strong></h3>
<p class="MsoNormal"><em><span>Happiness can be defined, in part at least, as the fruit of the desire and ability to sacrifice what we want now for what we want eventually.</span></em></p>
<p class="MsoNormal"><span>What does he mean by this? By defining happiness to be a constant change towards our set life goals we will constantly be achieving victories. When you achieve a minor task that contributes to these major life goals you will experience a burst of happiness. How could you not? You will not if your life goals are not aligned to your values. </span></p>
<p class="MsoNormal"><span>Happiness is the process of achieving the minor victories involved in accomplishing your major life goals.</span></p>
<p class="MsoNormal"><span>We cannot achieve this long-term happiness through minor victories towards our major life goals if:</span></p>
<div>
<p class="MsoNormal">
<ul>
<li><span>The life goals set is not aligned to our values</span></li>
<li><span>We do not change our own perspective on the world as we know it</span></li>
</ul>
</div>
<h3><strong><span>Everything that You Believe is Your Paradigm</span></strong></h3>
<p class="MsoNormal"><span>Paradigm – it is everything you have witnessed, believe in, learnt and took action upon right until now. Are you at your potential in life right now? No – then you must strive to move your direction in life to that desired life goal.</span></p>
<p class="MsoNormal"><span>A paradigm is your full perspective on the world at a given time. During a revelation, your perspective on the world may drastically change. This is the change we want to control, in order to move our life’s into a successful direction.</span></p>
<p class="MsoNormal"><span>In order to change our paradigm we must be fully prepared to uproot our life, as painful as it may be, with conviction. Our values must be defined, our desired roles must be defined (father, business manager), an ongoing plan must be created and consistent action over time must be taken.</span></p>
<h2><strong><span>Start with Your Inside First</span></strong></h2>
<p class="MsoNormal"><strong><span>If you want to HAVE more freedom in your job:</span></strong></p>
<div>
<p class="MsoNormal">
<ul>
<li>BE more responsible</li>
<li>BE more contributing</li>
<li>BE more helpful</li>
</ul>
</div>
<p class="MsoNormal"><strong><span>If you want to HAVE a better relationship with your teenage son:</span></strong></p>
<div>
<p class="MsoNormal">
<ul>
<li>BE unconditionally loving</li>
<li>BE consistent</li>
<li>BE more empathetic</li>
<li>BE more understanding</li>
</ul>
</div>
<p class="MsoNormal"><strong><span>What happens if you start with Outside First?</span></strong></p>
<p class="MsoNormal">
<ul>
<li>You will feel victimised</li>
<li>You will feel like you have no choice</li>
<li>You will blame other peoples weaknesses for your stagnant situation</li>
</ul>
<p class="MsoNormal"><strong><span>Why You Should Not Change:</span></strong></p>
<div>
<p class="MsoNormal">
<ul>
<li>If you want to be unhappy</li>
<li>If you want poor relationships</li>
<li>If you do not want to achieve your vision of success in your life</li>
</ul>
</div>
<p class="MsoNormal"><span>You will encounter a lot of self resistance when you suddenly start </span><em><span>changing</span></em><span> to a better </span><em><span>you</span></em><span>. It is important to understand that over time your body and mind establish habits. Also known as muscle memory.</span></p>
<p class="MsoNormal"><span>Life sometimes brings us tragedy and setbacks. It is how we respond to those events that determines our destiny. Whilst growing up you may have experienced intense </span><strong><span>pain</span></strong><span>. From then on you did not do that again as your brain tries to </span><strong><span>avoid pain</span></strong><span>. This avoidance habit has been formed with negative reinforcement. Thus, when the external situation is applied to you again your brain will automatically fulfil this habit. More on this next post. Take care!  :)</span></p>
<p class="MsoNormal">
<hr/>Copyright &copy; 2010 <strong><a href="http://www.lifemonies.com">Life Monies</a></strong>. This Feed is for personal non-commercial use only. If you are not reading this material in your news aggregator, the site you are looking at is guilty of copyright infringement. Please contact legal@www.lifemonies.com so we can take legal action immediately.<br/><span style="float: right;font-size: 7pt"><a href="http://blog.taragana.com/index.php/archive/wordpress-plugins-provided-by-taraganacom/">Plugin</a> by <a href="http://www.taragana.com/">Taragana</a></span>]]></content:encoded>
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		</item>
		<item>
		<title>Covey Class 101 &#8211; Working on Your Inner and Outer Self</title>
		<link>http://www.lifemonies.com/covey-class-101-working-on-your-inner-and-outer-self/</link>
		<comments>http://www.lifemonies.com/covey-class-101-working-on-your-inner-and-outer-self/#comments</comments>
		<pubDate>Wed, 22 Jul 2009 21:01:39 +0000</pubDate>
		<dc:creator>LM</dc:creator>
				<category><![CDATA[Mindset]]></category>
		<category><![CDATA[benjamin franklin]]></category>
		<category><![CDATA[mark foo]]></category>
		<category><![CDATA[self development]]></category>
		<category><![CDATA[stephen covey]]></category>

		<guid isPermaLink="false">http://www.lifemonies.com/?p=33</guid>
		<description><![CDATA[
Is the glass half full or half empty? Well it depends on your perspective. In this lesson from Covey we look at breaking self-development down into firstly, working on your inner self, then secondly working on your outer self. We are setting a strong foundation first, then developing our exterior capabilities.
In Stephen Covey's book 7 [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://lifemonies.com/images/lifemonies-glass-water-half-full-positive-mental-attitude.jpg" alt="" /></p>
<p><em>Is the glass half full or half empty? Well it depends on your perspective. In this lesson from Covey we look at breaking self-development down into firstly, working on your inner self, then secondly working on your outer self. We are setting a strong foundation first, then developing our exterior capabilities.</em></p>
<p>In Stephen Covey's book 7 Habits of Highly Efficient People he came up with several profound principles on success. He comprehensively studied successful people, worked on mentoring people to become successful and wrote 10 books in self-development, success and leadership literature.</p>
<p>As a topic for his doctorate Covey reviewed 200 years of success literature. During the period between 1770 to 1920 he found the primary literature of the day to be centered around what he calls the <em>Character Ethic</em> (inside yourself). However from the 1920's onwards the literature of the day then focused on <em>Personality Ethic</em> (your external self). This is what Covey refers to as Inside-Out.</p>
<h4>The Character Ethic</h4>
<p>The inner self as defined by Stephen Covey is called the character ethic and must be aligned to your own personal mission statement and goals before the outer self can be effective. The Character Ethic integrate principles of effective living in order to experience true success and enduring happiness. Intrinsic values to be lived by include integrity, humility, fidelity, temperance, courage, justice, patience, industry, simplicity and modesty. Work on the inside first, then the outside.</p>
<blockquote><p>The concept of 'Working on the inside first, then the outside' really jumps out at me because it's always been my belief that <strong>"You are the foundation of your own success"</strong> . Whatever you're building in life, you've got to start with the foundation.</p>
<p>Take building a house for example. You’d need to lay the foundation before you can start building the structure. Without a solid foundation, it will not stand, for long anyway.</p>
<p>Likewise, you need to lay a strong foundation for your own success. And that begins with yourself because, ultimately, you are the creator, the architect, the sculptor and the engineer of your own success, and you are 100 per cent responsible for it!"</p>
<div style="float: right; margin: 3px 3px 3px 3px;"><em>Guest Comment by Mark Foo</em></div>
</blockquote>
<h4>The Personality Ethic</h4>
<p>The outer self as defined by Stephen Covey is called the personality ethic and is secondary. It is basically the success principles that can be applied <em>superficially </em> to achieve wanted <em>external </em> results. However, they have little effect on your character. <span id="more-33"></span>They include principles of attitudes and behaviours, skills and techniques related to that help with human interaction.</p>
<p>They can be categorised into two sections: Human and public relations - pretending to be interested in people hobbies to get what you want along with other deceptive manipulative techniques; and Postive Mental Attitude (PMA) - featuring quick fix maxims such as 'Your attitude determines your altitude'.</p>
<blockquote><p>I agree that all skills and techniques - the outer self - are secondary to the mindset and attitude - the inner self - of an individual. Just as T. Harv Eker said, "If your 'financial blueprint' is not 'set' for success, nothing you learn, nothing you know, and nothing you do will make much of a difference.</p>
<p>Skills and techniques may help you to achieve your desired results. But if your achievement is not built on a solid foundation, it will come tumbling down sooner or later for nothing stands firm on a flimsy base.<br />

<div style="float: right; margin: 3px 3px 3px 3px;">
<em>Guest Comment by Mark Foo</em></div>
</blockquote>
<p><em>Covey looks at these external techniques to be secondary to the internal techniques of the Character Ethic.</em></p>
<p>The thing is, these external fixes were being implemented without people first working on the inner self. They did not determine their values in life, had no mission statement, had not set goals in life aligned to their value system. People walk around in day to day life with polished external skills and no sense of self. Life may seem full of success for a few months but then you begin to feel 'lost'.</p>
<p><strong>Character Vs Personality Ethic</strong></p>
<p>One is not better than the other. To achieve short-term results Personality Ethic will work on external abilities and achieve external results. When long-term sustainable success is desired Character Ethic must be developed.</p>
<p>Covey Example: You are in Chicago trying to find a destination using a map. Your secondary skills are commendable in map reading and navigation, however your map is not of Chicago, it is a map of Detroit. You must get the primary element right before you can work on the secondary element to achieve a successful result.</p>
<h4>The Paradigm Shift</h4>
<p>Our upbringing, peer group, tragic events, schooling, work colleagues have all played roles in shaping how we see the world today. It is important to recognise that 'our vision' of the world is not fixed. You can change the way you look at the world to make new things possible.</p>
<p>For example, showing two groups of people two different drawings. One of a young woman. One of an old woman. Then after this initial exposure a combined hybrid drawing with both elements of young and old.</p>
<p>When asked if they saw the young or old woman their answer would be the same as the woman they saw in their initial exposure even though they truly believed they were analysing the drawing objectively.</p>
<p>Therefore, as the above activity demonstrated, our judgement is influenced by our conditioning. With this knowledge and understanding, we can then shift our pre-conceived perceptions (our paradigm) to allow us to move into a new way to see the world.</p>
<h4>The Personification of Character Ethic</h4>
<p><em>Benjamin Franklin - A quick biography</em></p>
<div style="float: right; margin: 3px 3px 3px 3px;"><img style="border: 0;" src="http://lifemonies.com/images/lifemonies-benjamin-franklin-success-bio.jpg" alt="" width="250" height="330" /></div>
<p>He was born in 1706 to be in a poor family who sent him off to clergy school. Due to lack of money who could only attend for 1 year and then at 15 would help his brother with the small family business on the printing press selling a local Boston newspaper.</p>
<p>After setting up his small printing business and marrying Deborah he would continue to achieve astounding results. He set up self-development groups, built hospitals, raised funds to pave and light roads and clean the environment, publish an almanac, raised a fire fighting unit, set up insurance for fire damage, invented flippers, made a power efficient stove, studied lightning and helped draft the United States Declaration of Independance.</p>
<p>Benjamin's life is the personification of a life lived by principles of goodness to others, of integrity and commitment and interdependence in working with other great people to bring extraordinary accomplishments. Each of his achievements are in line with his values and from that enjoyed extraordinary success in his endeavours.</p>
<h4>Examples of Personality Ethic</h4>
<p><em>Positive Mental Attitude</em></p>
<p>a psychological term which describes a mental phenomenon in which the central idea is that one can increase achievement through optimistic thought processes. PMA implies that one has a vision of good natured change in one's mind; it employs a state of mind that continues to seek, find and execute ways to win, or find a desirable outcome, regardless of the circumstances. It rejects negativity, defeatism and hopelessness. Part of the process of achieving PMA employs motivating "self talk" and deliberate goal-directed thinking.</p>
<p>PMA is the idea that one can increase achievement through an optimistic thought process. It allows one to find the desirable outcome in any situation rather than give into defeatism, negativity or hopelessness. The process to employ PMA is to initiate motivating self talk and deliberate goal directed thinking.</p>
<p>A positive mental attitude basically means you control your own thoughts and feelings. You can deal with adversity, learn from it, set new goals and move on bigger and better things</p>
<p align="center"><em>“Responsibilities - our abilities to control our responses<br />
Stephen Covey</em></p>
<p>If you think negative thinking is more realistic, PMA people expect wealth automatically or PMA people are annoying read this - <a href="http://thinksimplenow.com/happiness/the-5-myths-of-positive-mental-attitude/" target="_blank">5 Myths About PMA</a> .</p>
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<td><iframe src="https://spreadsheets.google.com/embeddedform?key=tmnDBOhxtZ4qTMf0fxD6h4Q" width="468" height="550" frameborder="0" marginheight="0" marginwidth="0">Loading...</iframe></td>
</tr>
</tbody>
</table>
<h4>Self-development Inside-Out and PMA</h4>
<p>From this Covey Lesson we have learnt to work on your core principles, values, personal mission statement first. It is your foundation from which you can build on. Second to this are human and public interaction techniques and keeping a positive mental attitude.</p>
<p>It is up to you to put the hard work into making yourself mentally strong. It does not matter how much money you have. Without the fundamental mindset that allows you to become a wealth creating juggernaut, you will be poor for life. </p>
<blockquote>
<h3>A Big Thankyou to The Big Dreamer</h3>
<div style="float: left; margin: 3px 3px 3px 3px;"><img src="http://www.thebigdreamer.com/images/Mark.jpg" alt="" width="120" /></div>
<p>Guest comments by Mark at <a rel="do follow" href="http://www.thebigdreamer.com/" target="_self">TheBigDreamer.com</a>.</p>
<p>On his blog, you will find tips and advice to help you become a better, wiser and richer person. Topics include Success, Personal Finance, Wealth Creation and Entrepreneurship.</p></blockquote>
<hr/>Copyright &copy; 2010 <strong><a href="http://www.lifemonies.com">Life Monies</a></strong>. This Feed is for personal non-commercial use only. If you are not reading this material in your news aggregator, the site you are looking at is guilty of copyright infringement. Please contact legal@www.lifemonies.com so we can take legal action immediately.<br/><span style="float: right;font-size: 7pt"><a href="http://blog.taragana.com/index.php/archive/wordpress-plugins-provided-by-taraganacom/">Plugin</a> by <a href="http://www.taragana.com/">Taragana</a></span>]]></content:encoded>
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		<title>Get Rich with The Secret &#8211; Watch the First 25 Minutes Free</title>
		<link>http://www.lifemonies.com/get-rich-with-the-secret-watch-the-first-25-minutes-free/</link>
		<comments>http://www.lifemonies.com/get-rich-with-the-secret-watch-the-first-25-minutes-free/#comments</comments>
		<pubDate>Mon, 09 Feb 2009 12:57:52 +0000</pubDate>
		<dc:creator>LM</dc:creator>
				<category><![CDATA[Mindset]]></category>
		<category><![CDATA[the secret]]></category>

		<guid isPermaLink="false">http://www.lifemonies.com/?p=23</guid>
		<description><![CDATA[Watch the full movie at TheSecret.tv for a small fee or watch the first part here for free. It's all about how you think.

Get Rich with The Secret - A Make Money Mindset
Get Rich with The Secret - 4 Must Have Success Keys
Get Rich with The Secret - 18 Money Making Tips


Special Offer for Life [...]]]></description>
			<content:encoded><![CDATA[<p>Watch the full movie at TheSecret.tv for a small fee or watch the first part here for free. It's all about how you think.</p>
<ol>
<li><a href="http://www.lifemonies.com/get-rich-with-the-secret-a-make-money-mindset/" target="_self">Get Rich with The Secret - A Make Money Mindset</a></li>
<li><a href="http://www.lifemonies.com/get-rich-with-the-secret-4-must-have-success-keys/" target="_self">Get Rich with The Secret - 4 Must Have Success Keys</a></li>
<li><a href="http://www.lifemonies.com/get-rich-with-the-secret-18-money-making-tips/" target="_blank">Get Rich with The Secret - 18 Money Making Tips</a></li>
</ol>
<blockquote>
<h1>Special Offer for Life Monies readers!</h1>
<p>Bob Proctor is selling his  '<a href="http://e913bn20fqzn5o7pvfxnxk9k0d.hop.clickbank.net/" target="_blank">Science of Getting Rich</a>' audio books at a <a href="http://e913bn20fqzn5o7pvfxnxk9k0d.hop.clickbank.net/" target="_blank">massive discount</a>!</p>
<p>Who is he? He is <strong>the Guru</strong> of <em>The Secret</em>!  <a href="http://e913bn20fqzn5o7pvfxnxk9k0d.hop.clickbank.net/" target="_blank">read more</a></p></blockquote>
<p style="text-align: center;"><img class="aligncenter" src="http://lifemonies.com/images/the-secret-scene.jpg" alt="" /></p>
<p style="text-align: center;"><strong>Where is it ?</strong> It is in the <a href="http://monies.vodpod.com/" target="_self">Monies TV</a> widget in the sidebar. <em><br />
"The Secret: First 25 minutes FREE"</em> Enjoy.</p>
<hr/>Copyright &copy; 2010 <strong><a href="http://www.lifemonies.com">Life Monies</a></strong>. This Feed is for personal non-commercial use only. If you are not reading this material in your news aggregator, the site you are looking at is guilty of copyright infringement. Please contact legal@www.lifemonies.com so we can take legal action immediately.<br/><span style="float: right;font-size: 7pt"><a href="http://blog.taragana.com/index.php/archive/wordpress-plugins-provided-by-taraganacom/">Plugin</a> by <a href="http://www.taragana.com/">Taragana</a></span>]]></content:encoded>
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		<item>
		<title>Get Rich with The Secret &#8211; 18 Money Making Tips</title>
		<link>http://www.lifemonies.com/get-rich-with-the-secret-18-money-making-tips/</link>
		<comments>http://www.lifemonies.com/get-rich-with-the-secret-18-money-making-tips/#comments</comments>
		<pubDate>Sun, 25 Jan 2009 16:55:32 +0000</pubDate>
		<dc:creator>LM</dc:creator>
				<category><![CDATA[Mindset]]></category>

		<guid isPermaLink="false">http://www.lifemonies.com/?p=17</guid>
		<description><![CDATA[With faith that your goals will happen and taking action towards them the law of attraction will manifest the results in your life. Think, take action, succeed. Notice that thinking takes place first? By controlling your thoughts you can begin to attract money. The following tips are courtesy of The Secret website and can help [...]]]></description>
			<content:encoded><![CDATA[<blockquote><p>With faith that your goals will happen and taking action towards them the law of attraction will manifest the results in your life. Think, take action, succeed. Notice that thinking takes place first? By controlling your thoughts you can begin to attract money. The following tips are courtesy of <a href="http://thesecret.tv" target="_blank">The Secret</a> website and can help you become a powerful money magnet:</p></blockquote>
<ol>
<li>Be clear about the amount of money you want to receive. State it and intend it! Don’t think about how much you can earn, but how much you want to receive.</li>
<li>Fall in love with money. Most people do not love money, because they always feel that they don't have enough of it.</li>
<li>Visualize and imagine yourself spending all the money you want, as though you have it already.<br />
Speak, act, and think from the mindset of being wealthy now. Eliminate thoughts and words of lack such as "I can't afford it", "It is too expensive".</li>
<li>Do not speak or think of the lack of money for a single second.</li>
<li>Be grateful for the money you have. Appreciate it as you touch it.<span id="more-17"></span></li>
<li>Make lists of all the things you will buy with an abundance of money.</li>
<li>Do whatever it takes for you to feel wealthy.</li>
<li>Affirm to yourself every day that you have an abundance of money, and that it comes to you effortlessly.</li>
<li>Appreciate all the riches around you, including the riches of others. Look for wealth wherever you go, and appreciate it.</li>
<li>Be certain that money is coming to you.</li>
<li>Love yourself and know that you are deserving and worthy of an abundance of money.</li>
<li>Remind yourself everyday that you are a money magnet, and ask yourself often during the day, am I attracting money now or pushing it away with my thoughts?</li>
<li>Always, always pay yourself first from your wage, then pay your creditors. In that single act, you are telling the Universe that you are worthy and deserving of more.</li>
<li>Repeat over and over every day, "I am a money magnet and money comes to me effortlessly and easily."</li>
<li>Write out a check to yourself for the sum of money you would like to have and carry it in your wallet. Look at it often.</li>
<li>Do whatever it takes to feel good. The emotions of joy and happiness are powerful money magnets. Be happy now!</li>
<li>Wealth is a mindset. Money is literally attracted to you or repelled from you. It's all about how you think.</li>
<li>Love yourself!</li>
</ol>
<h3>Related Post: <a href="http://www.lifemonies.com/get-rich-with-the-secret-a-make-money-mindset/" target="_self">Get Rich with The Secret - A Make Money Mindset</a></h3>
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		<title>Top 10 Millionaire Secrets</title>
		<link>http://www.lifemonies.com/top-10-millionaire-secrets/</link>
		<comments>http://www.lifemonies.com/top-10-millionaire-secrets/#comments</comments>
		<pubDate>Sat, 25 Oct 2008 06:56:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mindset]]></category>
		<category><![CDATA[free]]></category>
		<category><![CDATA[millionaire]]></category>
		<category><![CDATA[money]]></category>

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		<description><![CDATA[In order to be a millionaire you need the mindset of a millionaire.
Millionaire says,


"You worry about the Joneses. I worry about keeping up with the Trumps."


"Turns out money can buy happiness."


"Like my Ferrari? It's a rental."


"I was a B student."


"Taxes are for little people."


"You don't get rich by being nice."


"I have a concierge for everything."


"But [...]]]></description>
			<content:encoded><![CDATA[<p>In order to be a millionaire you need the <strong>mindset of a millionaire</strong>.</p>
<p>Millionaire says,</p>
<ol>
<li>
<h4 style="padding-right: 0in; margin-top: 0in; padding-left: 0in; font-weight: normal; margin-bottom: 0pt;"><strong><strong>"You worry about the Joneses. I worry about keeping up with the Trumps."</strong></strong></h4>
</li>
<li>
<h4 style="padding-right: 0in; margin-top: 0in; padding-left: 0in; font-weight: normal; margin-bottom: 0pt;"><strong><strong>"Turns out money can buy happiness."</strong></strong></h4>
</li>
<li>
<h4 style="padding-right: 0in; margin-top: 0in; padding-left: 0in; font-weight: normal; margin-bottom: 0pt;"><strong><strong>"Like my Ferrari? It's a rental."</strong></strong></h4>
</li>
<li>
<h4 style="padding-right: 0in; margin-top: 0in; padding-left: 0in; font-weight: normal; margin-bottom: 0pt;"><strong><strong>"I was a B student."</strong></strong></h4>
</li>
<li>
<h4 style="padding-right: 0in; margin-top: 0in; padding-left: 0in; font-weight: normal; margin-bottom: 0pt;"><strong><strong>"Taxes are for little people."</strong></strong></h4>
</li>
<li>
<h4 style="padding-right: 0in; margin-top: 0in; padding-left: 0in; font-weight: normal; margin-bottom: 0pt;"><strong><strong>"You don't get rich by being nice."</strong></strong></h4>
</li>
<li>
<h4 style="padding-right: 0in; margin-top: 0in; padding-left: 0in; font-weight: normal; margin-bottom: 0pt;"><strong><strong>"I have a concierge for everything."</strong></strong></h4>
</li>
<li>
<h4 style="padding-right: 0in; margin-top: 0in; padding-left: 0in; font-weight: normal; margin-bottom: 0pt;"><strong><strong>"But I didn't get rich by skimping on lattes."</strong></strong></h4>
</li>
<li>
<h4 style="padding-right: 0in; margin-top: 0in; padding-left: 0in; font-weight: normal; margin-bottom: 0pt;"><strong><strong>"I shop at Wal-Mart."</strong></strong></h4>
</li>
<li>
<h4 style="padding-right: 0in; margin-top: 0in; padding-left: 0in; font-weight: normal; margin-bottom: 0pt;"><strong><strong>"You may think I'm rich, but I don't."</strong></strong></h4>
</li>
</ol>
<p>The best part about getting the millionaire mindset is that it's FREE !</p>
<p>Read the <a href="http://articles.moneycentral.msn.com/SavingandDebt/SaveMoney/10SecretsThatMillionairesKeep.aspx?page=1" target="_blank">full article on MSN Money</a>.</p>
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